Trading and Tax Overlay for Custom Models
Model delivery. Personalized at scale.
Vestmark partners with leading asset managers to combine institutional portfolio construction with implementation built around each client's tax situation, investment objectives, legacy holdings, restrictions, and risk profile.
The Shift
Model portfolios were never meant to be delivered one way for everyone.
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The Challenge
Model management and trade execution take time advisors don't have to spare. Daily tax-loss harvesting and overlay management across a full book of taxable accounts is hard to do manually, and harder to scale. As client rosters grow, the gap widens.
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The Gap
Asset managers build sophisticated models, but standard delivery can't account for a client's cost basis, legacy positions, tax bracket, or restrictions. The better the model, the wider the gap between how it's built and how it's actually implemented
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The Fix
VAST closes that gap at the account level. It's product agnostic across mutual funds, ETFs, SMAs, direct indexing, and alternatives, with tax-loss harvesting that runs continuously and tax management applied to the full account, not just a manager's sleeve.
Custom Models in Action
See how VAST helps some of the largest firms scale UMA models and tax-managed transitions.
RIAs Unlock Time and Value by Splitting the Work
More RIAs are leveraging asset management and technology partnerships. This tandem approach facilitates more time with clients and frees the advisors from much of the administration and operations involved in portfolio construction, maintenance, implementation and daily operations.
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01
Outsourced trading & daily tax overlay frees advisor and operations time from daily portfolio maintenance.
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02
Tax overlay technology is applied across the entire UMA account, every day – not just monthly, quarterly or annually.
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03
Streamlined bulk onboarding and tools to make it easy to adopt Vestmark VAST technology as an initial component or a wholesale integration.
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04
Differentiate your firm with tax transition and advanced tax optimization tools unlock the ability to migrate legacy portfolios to the models your firm use today.
Built for the Full Client Story, Not Just the Model
VAST is already integrated with some of the industry's largest custodians, so most clients are up and running with minimal re-papering – if any. Need a different custodian? You can bring your own. Vestmark's extensive custodian relationships and flexible platform let us typically fast-track a new integration, so partners aren't limited to a fixed custodian list.
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Multi-Asset + Multi-Vehicle Flexibility
Combine asset classes and investments vehicles in one UMA – all managed within one unified tax budget.
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Daily Tax Optimization
Accounts are evaluated daily for tax-loss harvesting opportunities while maintaining alignment with model objectives, risk exposures, and tracking error.
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Tax-Aware Transitions
Fund new accounts from legacy or concentrated positions using a tax-sensitive approach designed to reduce unnecessary gain realization.
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Personalized Restrictions & Risk
Layer in security, sector, and business-involvement restrictions along with household-level risk profiles and customization.
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Easy Onboarding & Integration
One sub-advisory contract, seamless connectivity to major custodial platforms, and integration with existing reporting and tech stacks.
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Advisor-Ready Experience
An intuitive, customizable advisor UI makes portfolio creation, custom transition analyses, and bulk onboarding fast and repeatable.
Let's talk about what this could look like for your firm
Whether you're an RIA exploring a custom model relationship with an asset manager partner, or an asset manager evaluating how VAST could power your custom model program, we'd like to hear from you.
For financial professional use only. Not for public distribution. Vestmark Advisory Solutions, Inc. ("VAS"), a wholly-owned subsidiary of Vestmark, Inc., is an investment advisor registered with the U.S. Securities and Exchange Commission ("SEC"). VAS acts as a paid sub-advisor and/or overlay portfolio manager offering VAST and tax optimization services. Registration does not imply a certain level of skill or training. VAS has its principal place of business in Wakefield, MA.
Investing involves risk. The value of an investment will fluctuate over time, and an investor may gain or lose money. Past performance is no guarantee of future returns and individual investor results will vary. All investments are subject to risk, including the possible loss of principal. Tax-loss harvesting and tax-transition strategies carry the risk that a new investment could perform worse than the original investment and that transaction costs could offset any tax benefit. VAS cannot prevent wash sales that may occur due to investor or financial advisor requests that impact trading in an account. Please consult our full disclosure document for a discussion of risks related to the services provided by VAS.